Guide for Foreign Residents Information on Daily Life

What You Must Do

  • Enroll in Health Insurance
  • Enroll in a Pension Plan
  • Payment of Taxes
  • Separating and Taking out the Garbage
  • Enroll in Health Insurance
  • Enroll in a Pension Plan
  • Payment of Taxes
  • Separating and Taking out the Garbage

Enroll in Health Insurance

Out-of-pocket medical expenses
  • In Japan, you are required to enroll in health insurance. Enrolling in health insurance will lower your out-of-pocket expenses.
  • There are three types of health insurance: company based health insurance, elderly healthcare system, and National Health Insurance. You must enroll in one of these. Those who don’t enroll through a company can complete enrollment through the ward office.
  • When you go to the hospital, please bring your “Health Insurance Card.”
  • Medical Fee Subsidy Program
    The national or regional governments (prefecture, municipality, ward, town, village, etc.)
    may provide partial or total subsidy for medical fees for the prevention and treatment of certain illnesses or for the improvement of welfare for people with disabilities.
  • High-Cost Medical Expenses System
    If the out-of-pocket medical costs incurred during a single month (between the 1st and last day of the month) becomes excessive, there is a system to refund the amount over a set limit (the maximum copayment).

Enroll in a Pension Plan

Enroll in a Pension Plan
  • Anyone living in Japan between the ages of 20 and 59 is required to enroll in the “national pension.”
  • There are circumstances under which foreigners may withdraw their share of “national pension” after returning to their home country.

Payment of Taxes

Wages and Taxes
  • You are required to pay taxes.
  • There is a national income tax and a regional residence tax. Both are calculated based on your wages.

Separating and Taking out the Garbage

Rules of taking out the Garbage
  • Garbage is divided and collected in categories including “burnable garbage”, “plastic resources”, “cans, bottles, and PET bottles”, and “paper and clothes.”
  • There are set days of the week for the collection of each category. Details are displayed at the collection location, so please check this information.
  • The location and time are set. You must place your garbage at the designated collection point by 8 a.m.
  • You can find information on separation and collection of garbage and recyclables online or through your smartphone.
  • Oversized Garbage (Large Garbage)
    The disposal of oversized garbage requires an application and fee. You can apply online or by phone.
Oversized Garbage